Ensure that your personal and business assets are protected against loss or damage. This may include assets such as your home, auto, recreational, rental property, or business equipment, inventory, and more. Other insurance protection includes coverage for business interruption, and liability for lawsuits that are happening in record numbers.  Having proper limits will protect you, preserving your personal or business assets from litigation settlements.

Read about Commercial Equipment Breakdown Coverage

If your business owns a vehicle or fleet of vehicles, we can make sure they are covered properly on a commercial auto policy. This protects your company against liability claims for damages and accidents both caused to and by the business-owned vehicle. We will assist to answer questions like: What if the business doesn’t own the vehicle, (ie: rentals or employees own vehicles to jobs or sales calls)? There may be coverage for this if your policy is written properly. We will discuss what your exposures are and find you the accurate solutions.

Whether you are a general contractor, construction or project management company, or an artisan, Linwood Guardian has the markets to custom fit your insurance needs, including, but are not limited to blanket additional insured, primary & noncontributory, completed operations, as well as other contractual obligations.  Need a bid or performance bond?  We can help.  Need a builders risk policy for that new building you will be constructing?  Linwood Guardian can help with those as well.

View Video About Contractor’s Insurance

Commercial property, whether it’s an office building, manufacturing plant, mixed use, or any type of exposure — we have a market for you! Linwood Guardian checks to make sure you have loss of income, as well as proper building coverage to protect your income producing asset.

You may also see this referred to as Privacy and Network Security Coverage. Ensure your business is covered against potential data breaches, transfer fraud, cyber extortion, and other privacy crimes. This could involve sensitive customer or employee information such as SSNs, credit cards, health records, and viruses that an employee accidentally allows in by clicking on a link in an email. This also applies to paper files, too, if you still have them. Any paper with identifying information must be disposed of properly, or you could be exposed to a claim.

Auto repair, collision or detail shops and franchise auto dealers need a program that protects not only their assets, but their care, custody and control of their customers’ vehicles.  Our garage carriers specialize in this area so you will have the coverages needed to protect your business.

Protect your manufacturing company against business operations or product mishaps. This may include property or equipment damages, or personal injuries and illnesses suffered by customers or employees. Product recalls can be costly, but does your current program have you covered? Some equipment can be very costly or near impossible to replace. Do you sell overseas? We can provide marine coverage, whether your product is being transported on land, sea, or air, we have the markets that can provide coverage.

Provide your tech-based business with coverage specific to your product or services. Your clients have expectations that need to be met. Software based business, IT support, computer programmers, data analysis, billing services, etc. all need insurance that protects over cyberspace. Protection of information and equipment are important to your business. Let us help you with a program that fits your needs.