Protecting Your Greatest Assets

Linwood Guardian Risk Management is an independent commercial insurance agency based in Buffalo, NY, serving all of Western New York. With over 75 years of combined industry expertise, principals Joe Mesi and Tamara Boyle, ACSR, AINS provide customized commercial insurance solutions with access to numerous carriers, both local and national. Linwood Guardian is BBB A+ accredited and a member of Big I New York.

Linwood Guardian specializes in comprehensive commercial insurance including property and casualty, professional liability (errors & omissions), management liability (D&O, EPL, fiduciary, crime), workers' compensation and NYS disability, surety bonds, and cyber insurance. We serve contractors, manufacturers, technology companies, real estate owners, professional services firms, and businesses of all sizes across Western New York.

Yes. Linwood Guardian provides workers' compensation insurance and NYS disability coverage for businesses throughout Western New York. As an independent agency, we have access to multiple carriers and can help identify cost-assistance programs, dividend-eligible programs, and competitive rates based on your industry and claims history.

Cyber liability insurance — also called privacy and network security coverage — protects businesses against financial losses from data breaches, transfer fraud, cyber extortion, and privacy crimes involving customer or employee information. Any business that stores sensitive data, processes payments, or relies on digital systems should consider cyber insurance. Linwood Guardian can assess your cyber risk exposure and find the right policy for your business.

Contact Linwood Guardian Risk Management at (716) 710-8910 or visit our office at 759 Dick Rd, Buffalo, NY 14225. You can also submit a quote request through our website. We offer free consultations to assess your coverage needs and provide customized quotes from multiple carriers. Our office is open Monday through Friday, 9 AM to 5 PM.

An independent insurance agency like Linwood Guardian represents multiple insurance carriers rather than a single company. This means we can shop your coverage across numerous providers to find the best combination of price, coverage, and service. Captive agents are limited to one carrier's products. Our independence gives you more options and ensures we are working in your best interest, not a single insurer's.